Minnesota becomes first state to ban prediction markets

163 points by ortusdux 2 hours ago on hackernews | 63 comments

VikingCoder | 2 hours ago

Anyone taking bets on how that ban will last?

hootz | an hour ago

Anyone taking bets on whether that bet will be available in prediction markets by the end of the week?

superfrank | 52 minutes ago

I hope someone is. From the bill:

> EFFECTIVE DATE This section is effective August 1, 2026, and applies to crimes committed on or after that date.

everdrive | 2 hours ago

I wonder if it can really be enforced. It's clear that prediction markets are a scourge -- there seems to be no upside whatsoever.
Thanks to crypto it can't be enforced and is here to stay, like all forms of online gambling.

stock_toaster | 2 hours ago

> I wonder if it can really be enforced.

At the very least maybe it would make the advertising (tv, college campuses, etc) of prediction markets illegal in Minnesota?

That alone seems like a good thing.

delichon | an hour ago

I get a lot of value from prediction markets and query for them most days. Today for the Los Angeles Mayor's race and the Kentucky 4th district Representative race. In both cases I saw a big difference between the market and the vibe on my feeds. I believe that the market emits higher quality predictions.

Each market is a community with a financial incentive to think outside of the bubble.

rizzom5000 | an hour ago

Do you also believe there is no upside in crowdsourced information found in, say, commodities, equities and futures markets?

free_bip | an hour ago

Those are not the same as prediction markets

justonceokay | an hour ago

Those markets create pressure to ensure that real physical goods and useful services are priced accurately. Prediction “markets“ are in my estimation no different than roulette.

If you cross your eyes hard enough, you could claim that roulette gambling provides economic pressure to ensure that roulette wheels are balanced evenly. But when the roulette wheel is Vanah White’s dress color, what does that mean? Charitably, it’s a fun pass time. Through a dystopian lens, prediction markets pressure all public figures to play a kind of Keynsian Beauty Contest with their own behavior. Like social cooling for the celebrity/owning class.

bronson | an hour ago

No upside whatsoever? Clearly you're not an insider trader.

tancop | an hour ago

there is one upside, its a big incentive to indirectly leak things like album release dates and military operations. anything that helps get some secrets out is a positive in my book
No, this doesn't work. Predictions markets can only resolve to things that are publicly verifiable, so any leaked information is information that was destined to become public anyway. Furthermore, the leaker is disincentivized to leak in such a way that the act of leaking could compromise their insider knowlege; the structure of the markets means that leakers don't want you to have this information in any way that opponents could usefully invalidate.

They're just gambling. I'm not trying to argue for or against gambling here, but please stop trying to delude yourselves into thinking these gambling sites are anything other than gambling.

freejazz | 45 minutes ago

But they don't get secrets out, they just make a bet? Show me any information like this on any of the prediction markets...

superfrank | 45 minutes ago

> there seems to be no upside whatsoever

There's the same upside as pretty much all other forms of gambling. Plenty of people enjoy it and it can be used to generate tax revenue for the state.

Don't get me wrong, there's tons of harm that can come from it, but the arguments to allow them are essentially the same arguments for allowing sports betting.

kube-system | 28 minutes ago

This is true, however many of those arguments are weaker when applied to things for which the outcome is more consequential than the outcome of a sporting game.

ungreased0675 | 11 minutes ago

Whenever I see something weird happen in a sports game, or even a lack of effort by individual players, my first thought is if sports betting was responsible.

1899-12-30 | an hour ago

*Minnesota becomes first state to ban the use of prediction markets as a loophole for sports gambling.

mark212 | an hour ago

as the article notes, prediction markets are regulated by the CFTC as a commodities futures contract, so I'm not sure how any state law survives a federal pre-emption challenge. On the other hand, it's a little unusual to see a federal agency suing to protect its turf. Would've expected a class action by a Minnesota user of the service to bring the challenge instead.

ranger207 | an hour ago

I'm curious to see how this works out, because sports betting is _not_ in the CFTC's remit, and Kalshi etc's argument that states can't regulate them because they're not technically sports betting is contrary to the spirit of the law

nojito | an hour ago

There’s no “house” or “book” aspect to Kalshi. They are nothing more than contracts that are bought and sold between individuals.

SoftTalker | an hour ago

How do they make money?

nojito | an hour ago

Just like other exchanges.

They charge trading fees.

hilariously | 57 minutes ago

What about the special partners that put up bets that are basically just methods to launder the fact that there's a house?
They also place their own bets within their own market. They don't just make money on trading fees.

tshaddox | 45 minutes ago

Lots of types of contracts bought and sold between individuals are prohibited by law.

jimt1234 | an hour ago

kevin_thibedeau | 33 minutes ago

> it's a little unusual to see a federal agency suing to protect its turf.

This is Don Jr's consulting fee at work.

thallium205 | 20 minutes ago

Nevada was able to get it banned. The casino pull is huge.

SilverElfin | an hour ago

Doesn’t this violate commerce between states, effectively?

tardedmeme | an hour ago

It does, but the constitution's already been shredded and it's dog-eat-dog in the political space right now, so we'll see how it goes.

thrance | 23 minutes ago

SCOTUS will probably soon rule that extracting wealth from alienated gamblers is a fundamental American right, that the founding fathers had in mind when drafting the constitution.

tardedmeme | an hour ago

If a prediction market uses AI will this violate the federal ban on states impeding AI?

foobarchu | an hour ago

Using AI to identify the ideal neighborhoods to sell meth in doesn't mean it's legal to sell meth.

steve1977 | an hour ago

Isn't the stock market a prediction market as well?

wnc3141 | an hour ago

I think the stocks don't have a arbiter managing a discrete outcome between parties that don't have any KYC compliance.

foobarchu | an hour ago

The difference in my mind is that prediction markets and gambling are betting on outcomes, not long term behaviors. You could make the argument that they are the same, in the sense that buying a stock is "betting" on a company to do well, but I think you'd be making a silly argument. Stocks are intangible these days, but they were traditionally a physical thing that one would trade. If you're betting on prediction markets, there's nothing to trade after the event happens, just payouts.

nojito | an hour ago

Not exactly. Kalshi is binary options. Not stocks.

SoftTalker | 58 minutes ago

Stocks are shares of ownership. Now, in practice many people buy them as bets, but even those aren't really predictions. Prediction markets are time-boxed all-or-nothing plays. You are either correct, or you lose your entire stake.

kube-system | 53 minutes ago

No, a stock is a share of ownership in a company.

Now yes, people bet on the derivative value of those ownership shares... but that also happens to basically every asset. If a stock is a prediction market, then so is corn, and gold, and your home.

rizzom5000 | 43 minutes ago

Stock prices are a prediction built on crowdsourced information.
Couldn’t we say that any market rewards prediction? And that this is generally seen as a beneficial quality that results in more accurate valuations with better liquidity?

calvinmorrison | an hour ago

where did the lear about this?

superfrank | 57 minutes ago

For the record, Minnesota currently has a complete ban on sports betting.

We've seen a couple other states that allow sports betting go after prediction markets. Personally, I feel that any state that allows sports betting is going to struggle to argue a case to ban prediction markets because you're essentially arguing over implementation details. Even arguments that certain prediction markets are ripe for insider trading or morally wrong fall a bit flat when you realize that traditional sportsbooks let you bet on things like college basketball player props and the little league world series.

I'm still not sure Minnesota will win their case, but it feels like that detail gives them a lot better chance of winning compared to many other states.

ericmay | 43 minutes ago

I think you could make a case in separating the two, of course opening further discussion, but because sports betting takes place in a comparatively very controlled environment I think the risk profile is pretty different versus, idk, betting that the temperate will be at or above a certain point and then someone sticks a hair dryer on the thermostat[1]. Cheating can happen in sports of course, but the risk profile and real-world impact I think is quite a bit different. Worth discussing, but I think that's an important distinction.

Separately, I believe over time that prediction markets will become the source of real world truth. Why? Because money is at stake and so validity and verification matter. It'll be interesting to see how, if this comes to fruition, how laws in states like Minnesota affect news reporting and journalism. It seems likely to me that at a certain point prediction markets will buy traditional media and news outlets to hire out the fact-finding and reporting teams to ensure ground truth, and of course to use journalism as the gateway to the market. So you read an article "China disappears random person" and then at the end you click a button and bet whether that person is alive or dead or whatever.

[1] https://finance.yahoo.com/markets/options/articles/polymarke...

superfrank | 30 minutes ago

> I think you could make a case in separating the two, of course opening further discussion, but because sports betting takes place in a comparatively very controlled environment I think the risk profile is pretty different versus, idk, betting that the temperate will be at or above a certain point and then someone sticks a hair dryer on the thermostat[1]. Cheating can happen in sports of course, but the risk profile and real-world impact I think is quite a bit different. Worth discussing, but I think that's an important distinction.

That's kind of the point I was getting that. That's not really an argument about prediction markets, it's about what things should we be allowed to bet on.

I'm looking at FanDuel right now and I can bet on 1v1 eSports games of FIFA. The bets aren't even just who will win, but it's things like how many goals will a team score or who will score first. During the last Superbowl books were offering bets on things like what color tie the announcers would wear. I get that there's maybe a slight difference between that and betting on what words a sports announcer will say during the broadcast, but IMO, you're splitting hairs. They're both very easily to manipulate and very open to insider trading.

I think you probably agree with this, but IMO, there needs to be two separate conversations. One, are prediction markets sportsbooks by another name? Two, are there certain markets that we should not allow betting on?

Personally, I think the answer to both of those is yes, but I think if you smush them together into one conversation it makes things really messy.

> So you read an article "China disappears random person" and then at the end you click a button and bet whether that person is alive or dead or whatever.

So think really hard about what the problem with this whole concept might be...

ericmay | 20 minutes ago

No need, it's very obvious. I'm just stating what I think the future is likely to be, not necessarily the one that is the best.

quaddoggy | 29 minutes ago

> Minnesota currently has a complete ban on sports betting.

Canterbury Park would like a word…

I mean, that's exactly why a state has the right to regulate this, historically it has been an extremely regulated activity. You can personally feel however you want, but the fact that a state does allow sports betting does not diminish this even slightly.

This has been banned for generations. It's called gambling. Of course, we all have to sit through another round of Silicon Valley pretending they've discovered some new exciting business model that's just vice.

Unlicensed gypsy cabs, SROs, shift work, patent medicines, narcotics dealing, customs fraud, and smuggling already had established market entrants I guess.

rdataguy | 22 minutes ago

But I thought the Supreme Court said online sports betting was interstate commerce and out of the domain of state legislation. Or did I get that completely wrong?

bmelton | 15 minutes ago

The core holding was this

> "congress can regulate sports gambling directly, but if it elects not to do so, each state is free to act on its own."

OsrsNeedsf2P | 45 minutes ago

> The prohibition extends to services supporting prediction markets, like virtual private networks, that could allow consumers to disguise their location and get around the ban.

I'm sorry, what the fuck?

kube-system | 35 minutes ago

That's a creative interpretation by NPR. The law doesn't mention VPNs. The law bans:

> provid[ing] supportive services to a prediction market or consumer knowing that the services will be used to identify a consumer’s location, transfer money, or make or process payments for the purpose of allowing consumers to make wagers or to settle wagers made by consumers in violation of this section.

"knowing" is key here.

sergiotapia | 40 minutes ago

There should be a ban on the instagram reels showing gambling like it's not a big deal. They are deliberately targeting teens and it's quite sickening.

If you work at one of these companies it's the same as working for a payday loan company. You are making blood money.

kube-system | 24 minutes ago

I've seen a lot of YouTube ads recently for illegal gambling apps

mghackerlady | 38 minutes ago

Love it here, only sane state there is these days. Everywhere else is either brain dead, too hot, or too mean

rebekkamikkoa | 31 minutes ago

It’s hard to pretend this isn’t at least gambling-adjacent when most people are simply betting on outcomes.

elictronic | 16 minutes ago

It’s easy to pretend, just really hard to convince anyone without a direct financial interest.
They've been banned for generations. It's called gambling.

Of course, we all have to sit through another round of Silicon Valley pretending they've discovered some new exciting business model that's just vice.

Unlicensed gypsy cabs, SROs, shift work, patent medicines, narcotics dealing, customs fraud, and smuggling already had established market entrants I guess.

I could imagine cases where prediction markets could offer some actual insight, but in practice they seem few and far between. Most markets I've seen devolve into one or more of: betting on unimportant events (e.g. sports games), insider trading, or poorly written ambiguous resolution criteria. It's just hard for me to imagine that, on net, these markets will offer more societal good than the harm we've seen from sports betting.

Robotbeat | 18 minutes ago

Does this ban the prediction markets that don’t use real money but instead tokens that are worthless?

yamillove | 11 minutes ago

It would be good if they banned Learing Centers.